Medicare Learning Center
Plain-language guides to Medicare enrollment, coverage, and costs. Start with the basics or prepare for your annual plan review with practical questions to bring to your agent.
FALL 2026 • COVERAGE FOR 2027
Get ready for Medicare Annual Enrollment.
A little preparation makes the review easier. Use these dates and questions to organize a conversation about next year’s coverage.
Before October 15
Read your Annual Notice of Change. Gather your doctors, medications, and pharmacies. Next year’s plan information is available to compare beginning October 1.
October 15–December 7
Review Medicare Advantage and Part D options. If you decide to change and are eligible, submit your enrollment by December 7. Fall AEP does not create a general Medigap guaranteed issue right.
Before January 1
Confirm the selected plan and effective date, keep your enrollment records, and check that new cards and plan documents arrive.
January 1, 2027
Eligible fall enrollment changes generally take effect. Check your first prescriptions and appointments against the new plan information, and contact your plan or agent with questions.
Start with how to compare Medicare plans, how Medicare HMO plans work, or Medicare enrollment basics. Need help now? Talk with our team. Dates: Medicare’s enrollment calendar.
Medicare Advantage: Benefits, Costs, and Tradeoffs
Understand Medicare Advantage benefits, networks, prescription coverage, and out-of-pocket costs before deciding whether a plan fits your needs.
How Medicare HMO Plans Work
Learn how Medicare Advantage HMO plans handle doctors, referrals, prescriptions, and costs. Review the details that matter before choosing coverage.
How to Choose a Medicare Plan That Fits Your Life
Compare Medicare coverage using your doctors, prescriptions, budget, and travel needs. Follow a practical process to make a decision you understand.
A conversation built around you.
Your doctors. Your prescriptions. Your priorities. Bring your questions, and we’ll help you understand your options and next steps.
Prefer to call? 800-560-9373Let’s review your Medicare options
Request a free conversation with our team. We’ll contact you to arrange your review, or you can choose a meeting time that works for you.